[Fix] Google Play Store Transaction Was Declined [OR-FGEMF-20]

If you have tried to purchase something on the Google Play Store and met with the unwanted error message “Transaction was declined. [OR-FGEMF-20]”, you aren’t the only one.

This is a known issue faced by many Android users who are trying to purchase apps/subscriptions/in-game purchases. It’s disappointing, especially if you don’t know why.

This article explains what causes this error and gives a full step-by-step guide on how to resolve it.

What Causes the [OR-FGEMF-20] Error?

The OR-FGEMF-20 error usually occurs when there is an issue with your payment method. Here are some of the most common explanations:

1. The payment method linked does not have sufficient balance to complete the Transaction.
2. Many banks do not allow international transactions or digital purchases by default.
3. Your debit or credit card will not be charged if it is expired.
4. If fraud is suspected, Google may refuse payments.
5. All your transactions may fail as your payment profile might not be completely verified.
6. Payment errors might be due to a corrupt cache or an outdated Play Store app.
7. The payment process can be interrupted due to a weak or unstable internet connection.
8. Geographical restrictions apply to certain payment methods.
9. Multiple failed attempts may prompt Google to temporarily block access to the service as part of their fraud prevention systems.
10. Your transactions may be restricted if your Google Payment account has unpaid dues.

How to Fix the [OR-FGEMF-20] Error on the Google Play Store

Here are some fixes that will help you resolve the OR-FGEMF-20 payment failed issue:

1. Resolve Payment Method Issues

OR-FGEMF-20 is also mainly a payment method issue. So the first thing you should do is rule out such problems.

1. Ensure that your credit card or debit card is active and not expired.
2. Make sure your payment method has enough balance.
3. Verify that the credit/debit card information is properly entered.
4. If you’ve, you can use other payment methods.

2. Fix Google Play Store Problems

You can fix the Google Play Store issues as the next best thing you can do to resolve transaction errors. Here’s how to troubleshoot them.

1. Clear Google Play Store Cache & Data.
2. Update your Google Play Store App.
3. Reboot your Android phone.

3. Check for App Specific Problems

For other apps, if you receive the error OR-FGEMF-20 when trying to make the payment, visit the Google Play Store to check for app updates.

If updating didn’t work, try deleting and reinstalling the app on your phone.

4. Wait and Try Again Later

Google also might temporarily block your payments if you have made multiple unsuccessful transactions. Just wait a few hours and try it again.

5. Use Google Play Gift Card

Another solution to resolve payment issues like OR- FGEMF-20 is to use it with a Google Play Gift card.

Essentially, you first buy a Google Play Gift card, which you then use for the subscription or Transaction that showing errors.

6. Check For Network Connectivity Issues

If the internet is unstable while your phone is connected, you’ll have problems doing a transaction.

One error that you may encounter while making your payment is OR-FGEMF-20. The transaction was declined due to the interrupted internet while making the payment. You have to fix and resolve your internet issue.

7. Verify your payment method

In case you are using any third-party payment methods like Paytm, then you must have to verify your account.

Although OR-FGEMF-20 may trouble many users who use Paytm as their main payment method, but if your account is verified, then most probably not get this problem anymore.

8. Update App

Running on an older or outdated version of the app does have a few drawbacks, too, as the app would be bugged with a couple of issues that may have been fixed in the latest build.

So, keep updating the app to the latest version from the Play Store and see if it resolves the Transaction was declined [OR- FGEMF-20] error.

9. Downgrade Play Store

You can also try downgrading to an older version of the Play Store until Google fixes the problem. Here’s how it can be done:

1. Initially, go to Settings > Apps > All Apps > Google Play Store.

2. Thereafter, tap on the overflow icon and select Uninstall updates > Ok.

3. Then, attempt a transaction and see what happens.

10. Update Play Store

Although the Play Store generally auto-updates in the background, you might have to manually do this job as well.

Sadly, you are not allowed to update from the Play Store; you will need to use a third-party site for it, and the most trusted site is APKMirror.

So, grab the Play Store APK from there, enable Unknown Sources [if prompted], and press the Update button. See if it resolves the Transaction was declined [OR- FGEMF-20] Play Store issue.

FAQs

Conclusion

Usually, a payment issue, Google Play Store transaction declined [OR-FGEMF-20] error can be fixed with a few simple troubleshooting methods.

This guide has already walked you through the steps to resolve the issue and complete your purchase.

If you are still encountering this issue, it is recommended to directly connect with your bank or Google Play support for tailored issuance.